Products or services purchased in Germany include a Value-Added Tax (VAT) of either 7 or 19 percent. But unlike in the U.S., the sticker price here normally includes the taxes. To reduce that sticker price, use a tax relief form, commonly referred to as a VAT form. Items reduced by 19 percent with a VAT form include vehicle purchases and repairs, clothing, furniture, electronics, rental cars, heating oil, non-staple groceries and restaurant bills. Keep in mind that vendors are not necessarily VAT form experts — know the rules and restrictions to avoid paying taxes later. Several VAT do's and don'ts are listed on the U.S. Army website. For more information about the VAT program, to include regulatory requirements and restrictions, visit your garrison VAT office.

For more on discounts for military members and families, visit the Military.com Discount Center.