Do you have employer-sponsored health insurance? Any health insurance you have in addition to TRICARE is known as 'other health insurance' (OHI). If you have OHI, it becomes your primary insurance and pays any claims before TRICARE does. Typically, having OHI can affect you if you are a retired TRICARE beneficiary who also uses Medicare, or if you are a spouse of an active duty beneficiary who also gains coverage through their employer. OHI never applies to active duty servicemembers. If you are on active duty, then TRICARE is your only coverage. If you have OHI, you can still use a TRICARE retail network pharmacy. Learn more about how TRICARE works with OHI on the TRICARE website.
For complete guides on TRICARE programs, visit the Military.com TRICARE section.
