Kate Horrell

Kate Horrell is an accredited financial counselor® and personal financial educator who helps the military community make the most of their pay and benefits. With more than 10 years working with thousands of military families, she understands the concerns of currently serving, retired and veteran families.

Kate has a bachelor’s degree in history from the University of Maryland, volunteers with the Navy-Marine Corps Relief Society and is a member of the Military Officers Association of America, or MOAA, currently serving spouses advisory board. She has been married to a sailor for 27 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S.

Latest Articles

BAH Rate Protection Rules

How to Make Sure Your Kids Don't Overpay for College

High school seniors are enrolling in college. What questions does a parent need answered?

A diamond-shaped yellow warning sign appears against a blue sky with wispy white clouds.

Florida Residents Living Out of State Need to Check Driver's License, Registration Status

Military families are running into roadblocks and getting bad information when trying to resolve insurance-related...

What to Do with Your Pay Raise

Since your paycheck is changing, you should make changes to your budget.

It’s Time to Check Emergency Contacts and Beneficiary Designations

An annual checkup for your information is a quick and easy way to prevent future hassles.

6 Steps You Can Take to Make It Through a Financial Crisis

Is it time to sell everything on eBay to earn cash?

ABF1 Cedric Mathis (left), assigned to NAVSUP FLC Yokosuka Fuels Department, and his wife, ABF1 Aleesha Mathis (right) of USS Ronald Reagan (CVN-76), take an oath of enlistment during a reenlistment ceremony in Japan.

Military Continuation Pay: The Mid-Career Bonus You Don't Want to Miss Out On

Unfortunately, some military service members miss out on their mid-career continuation pay bonus, because they don't know the...

The words "state taxes" appear on a red, white, and blue, shield-shaped sign that imitates an interstate sign, against a blue sky and wispy white clouds.

Which State Will You Choose? New 2023 Tax Filing Option for Military Families

Which state have you decided on for your 2023 state income taxes? As a military service member or spouse, your options may...

Understanding the Newest FICO Score

The method for calculating credit scores will change by the end of this year. We explain how it may affect you.

RAPIDS Appointment Scheduler for IDs

The RAPIDS Appointment scheduling website has a robust search function, allowing you to search by state, zip code, place name...

Marines shop for uniforms at the Naval Air Station Pensacola, Florida, Corry Station Navy-Marine Corps Relief Society Thrift Shop, Jan. 23, 2024. (Garrett Dipuma/Navy)

How to Save Money on Military Uniforms While Still Meeting Standards

Take a look at these alternatives to save money on military uniforms while still meeting uniform standards.

Two airmen carry a heavy dog crate between them.

The Military's New Pet Transportation Policy: What It Means to You

Military service members will be reimbursed for some of the costs of moving one dog or cat when moving on permanent change of...

Wood blocks printed with numbers arranged to spell 2024 sit atop ascending stacks of quarters while a hand places another block in the image featuring an arrow hitting a bullseye

5 Ways to Prep Your Military Finances for 2024

Annual increases in pays and allowances give military service members the opportunity to do a financial reset every year...

A piggy bank wearing a Santa hat smiles amid shiny coins and against a backdrop of twinkling lights.

Free and Low-Cost Ideas to Brighten Up the Holidays

Whether you celebrate a religious or cultural holiday or not, there's always something to spend money on in December. Gifts...

A string of holiday lights wind around a piggy bank

Do Holiday Bargains Really Save You Money?

It’s not a bad idea to take advantage of promotions. But be aware of how advertised “freebies” are factored into the price of...

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Most Popular Military News

U.S. Marine Corps Sgt. Maj. Charlie H. Clawson

Senior Enlisted Marine Reduced to Sergeant for Wearing Unauthorized Awards, Including Purple Heart

Per a plea agreement, then-Sgt. Maj. Charlie Clawson was reduced in rank after a Sept. 13 court-martial found him in...

U.S. Navy SEAL candidates (BUD/S) training.

Pentagon Watchdog Questions Navy SEAL Training Program's Use of Sleep Deprivation

The DoD inspector general report released Thursday found that the Navy "lacks a policy on the intentional use of sleep...

President Donald Trump watches the 121st Army-Navy Football Game

Republicans Spent Years Slamming 'Woke' Military Policies. The Election Could Give Them the Chance to Act.

As the presidential and congressional campaigns enter their final stretch before Nov. 5, GOP vows to undo wokeness are...

Airmen apply a dressing to a “casualty” during the Ready Eagle II exercise

Tricare Enrollment Freeze Coming, But Officials Say Contract Transfer Will Avoid Headaches of 2017 Change

The limitations are needed, Tricare officials said, to ensure a smooth transition for patients changing health care companies...

National Guard during protests in Lafayette Park in Washington, D.C.

Far-Right Suggests Military Just Authorized Lethal Force Against Americans Ahead of the Election. It Didn’t.

As Trump warns about an "enemy from within," a Defense Department directive set off a firestorm on alt-tech social media. But...

Damaged buildings at Iran's Parchin military base

Satellite Images Show Damage from Israeli Attack at 2 Secretive Iranian Military Bases

Some of the buildings damaged sat in Iran's Parchin military base, where the International Atomic Energy Agency suspects Iran...

Latest Military Videos

US Defense Chief Austin Says There’s Evidence North Korea Has Sent Troops to Russia

U.S. Defense Secretary Lloyd Austin said Wednesday there is evidence that North Korea has sent troops to Russia. (Oct...

South Korea’s Spy Chief Says North Korea Has Sent Another 1,500 Troops to Russia

About 3,000 North Korean troops have been sent to Russia and they are now receiving training on drones and...

Chinese Leader on Ukraine, Reform of International Governance and Finance

China's President Xi Jinping on Wednesday emphasized the need to avoid an escalation of the conflict in Ukraine as...

Harris Says Trump Wants a Military That Would Be Loyal to Him Above All, Not to the American People

U.S. Vice President Kamala Harris' comments Wednesday come after Trump’s former chief of staff John Kelly said Trump wanted...

Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

British Normandy campaign veteran George Chandler of the Royal Navy speaks to the media

UK D-Day Veteran George Chandler, Who Escorted American Troops to Normandy Beaches, Dies at 99

D-Day veteran George Chandler, who sought to counter sometimes glamorous depictions of the landings by recalling the horrors...

Bundeswehr captain, brushes a horse in a paddock at the Silberburg Ranch

Traumatized Soldiers Find Solace Grooming Horses in the Black Forest

In a remote corner of Germany's Black Forest, the echoes of war linger in the minds of Bundeswehr soldiers, grappling with...

Navy News

Afghan refugees demand their U.S. visa to be processed

Navy Reserve Officer Sentenced to Prison over Afghan Visa Scheme

Cmdr. Jeromy Pittmann was sentenced to 30 months in prison for accepting "bribe payments from Afghan nationals in exchange...

Retired Vietnam POW Cmdr. Everett Alvarez Jr. looks at a bust of himself

Congress Eyes Top Honor for Navy Pilot Who Was Second-Longest Ever US Military POW

Lawmakers are working to award the Congressional Gold Medal to retired Cmdr. Everett Alvarez Jr., who spent eight and a half...

Air Force News

Aragon DFAC on Peterson Air Force Base, Colorado

Peterson Space Force Base Dining Hall Closed Indefinitely After 'Significant Safety Incident'

Guardians and airmen stationed at Peterson Space Force Base in Colorado have been without an on-base dining hall facility for...

Ground water remediation system being used to remediate PFAs

Air Force Reverses Course, Strikes Deal with EPA to Clean Up PFAS-Tainted Water in Arizona

The Air Force has reached an agreement with the Environmental Protection Agency to address contaminated drinking water in...

Space Force News

SpaceX Falcon 9 rocket launches the Starlink 7-16 mission from Vandenberg

Newsom Sides with Musk in Dispute Over SpaceX Rocket Launches

The SpaceX dispute centers around the Coastal Commission’s rejection of the company’s plan to increase the number of rockets...

Chief of Space Operations, Gen. Chance Saltzman

General in Charge of the US Space Force Inducted into Kentucky Aviation Hall of Fame

Gen. Chance Saltzman, the second person to hold the chief of space operations title, said in an interview the Space Force has...

Marine Corps News

Ttransmission lines from the Navajo Generating Station in Arizona

Marine Veteran Connected to Neo-Nazi Power Grid Attack Plot Sentenced to 7 Years in Prison

Jordan Duncan, 29, and formerly assigned to Camp Lejeune, North Carolina, was the final member of a five-man group sentenced...

Butler Martin, 101, of Inkster and a World War II Montford Point Marine veteran

Butler Martin, 101, Was One of the Nation's First Black Marines

Butler Martin may have made his mark as a barrier-breaking World War II Marine who trained under challenging conditions in...

Coast Guard News

Coast Guard Sector San Diego MH-60T Jayhawk helicopter

Coast Guard Leaders in Sector San Diego Sidelined Amid Claims of Toxic Work Environment

The service is looking into allegations of unfair treatment and the Coast Guardsmen's ability to fulfill their leadership...

The sun rises over Sapelo Island, Georgia.

At Least 7 Dead After Ferry Dock Gangway Collapses on Georgia's Sapelo Island

The U.S. Coast Guard is assisting in the search and rescue operations.